The Role of a Pre-Purchase Housing Counselor

If you are looking to begin the process of purchasing your first home, our trained housing counselors can offer specific guidance to help you overcome obstacles or address specific concerns in the homebuying process.

The following are some of the services that our housing counselors can offer:

Help determine the homeowner’s objectives and needs
With a clear understanding of your financial situation and your goals, our counselors will work with you to achieve your objectives. We’ll determine the best methods and help you identify the best options for you.

Assess your financial situation
Counseling is more intensive than our educational workshops and will include an analysis of your financial situation as well as an assessment of your ability to qualify for a mortgage. Our housing counselors will also develop a corrective action plan to help you overcome any barriers to achieve your goal of homeownership.

Connect you to housing professionals
Our housing counselors will link you to housing industry professionals including real estate professionals, lenders, attorneys, home inspectors, appraisers, surveyors, insurance agents, and other housing professionals that may be of assistance to you during the homebuying process.

Review various aspects of your purchasing and financing process
A counselor will review the documentation you receive during your home purchasing process, and will work with you to make sure you understand the terms of the agreement and the financial commitment you are making.

The housing counselor and homeowner are partners
Bridge Street Development Corporation’s housing counselor and homeowner work together for a satisfactory resolution. Each must do their part in order to make the process work. While counselors will do all that they can to assist you, the process is a two-way street with the homeowner as a critical partner in the process.