First Time Homebuyer Series

Saturday, October  27, 2018

Register for this 8-hour NeighborWorks America course and receive a certificate that shows lenders and realtors you are qualified and ready to purchase a home. Through this course, you’ll also have the opportunity to learn about down payment assistance programs!

This 1-day workshop will cover:

Money Management and Credit

• Learn how to spend wisely
• Develop a spending plan to meet your goals
• Create a realistic budget
• Understand the importance of saving
• Understand your credit and why it’s important
• Learn the types of credit reports
• Understand your credit score
• Learn how to dispute inaccuracies on your credit report

Obtaining and Understanding a Mortgage

• What is a mortgage?
• Learn how to obtain a mortgage
• Figure out how much you can afford
• Learn what to shop for when you’re looking for a mortgage
• Learn the types of mortgage loans

How to shop for a home using a realtor

• Learn the role of a real estate agent
• Understand the benefits of using a real estate agent
• Learn the buyer’s responsibilities when using a real estate agent
• Learn how a buyer can effectively use a real estate agent to meet their needs

Protecting your investment

• Learn about home safety
• Learn about basic maintenance and repairs
• Learn how to protect your equity
• Learn about saving energy and money in our new home

Participants will receive a copy of “Neighborworks America “Realizing the American Dream” home buyer manual, a tri-merge credit report, a certificate of completion, and a free counseling session after attending both sessions of this workshop. Participation is required for the whole day.

There is a one-time course fee of $50 due upon registering for this program. Participants must register online to participate by filling out the form below:

If you have questions or need additional assistance please contact us at (718) 636-7596 ext. 210 or by email at info@bsdcorp.org.