Foreclosure Prevention Education & Counseling

foreclosure signBridge Street offers free confidential foreclosure prevention counseling to homeowners in distress. Our HUD certified counselors have a wealth of information and resources to help homeowners navigate the foreclosure process. Whether you’re looking to avoid being late on your mortgage or going through the process of foreclosure, Bridge Street Development Corporation will evaluate your situation, explain your options, and provide you with the information you need to address these difficult and often complicated issues.

To get in touch with a foreclosure counselor please fill out our confidential online intake form or call (718) 636-7596 ext. 214.

We strongly encourage new clients to attend one of our Fresh Start Clinics.

FRESH START CLINICS
Every month, Bridge Street Development Corporation offers free two hour clinics for homeowners struggling with their mortgages. The clinic is an opportunity for homeowners to meet our housing counselors and learn about their options for preventing foreclosure. The clinic covers the difference between default and foreclosure, the options you have on retaining or transitioning out of your house, the New York State foreclosure process, your rights as a homeowner, and how you may qualify for a loan modification. The clinics are open to all new prospective clients and registration is required. Help us to help you get a fresh start on your mortgage!

Check our upcoming events for the next available clinic.

You must bring the following items to your first counseling session or clinic.

  • FORECLOSURE INTAKE FORM
  • Financial Worksheet
  • Recent Mortgage Statements (within the last two months)
  • Recent Pay Stubs for the last two months
  • Recent Bank Statements for the last two months (include all pages, even blank ones)
  • Last two years signed tax returns and all scheduled W-2 Forms
  • Copies of your most recent monthly bills (utilities, credit cards, auto insurance, etc.)
  • Rental leases or letters of contribution
  • Your photo ID

Interested in receiving foreclosure counseling? Get started by filling out the form at the bottom of the page.

HOME PRESERVATION WORKSHOPS
Dedicated to helping homeowners preserve their properties, Bridge Street offers ongoing workshops designed to educate homeowners about ways they can retain ownership of their property following a loan modification. Featuring experts in the housing industry, these workshops help homeowners better understand homeowner best practices or assistance programs available to them. Past topics have included educating homeowners about the reverse mortgage process, helping homeowners understand how to successfully transfer property ownership to heirs, home maintenance and energy saving strategies, information on how to protect yourself as a landlord, common reasons for loan modification denials, and information on federal mortgage assistance programs. See our upcoming events to register for the next available home preservation workshops.


Please let us know if you need accommodation for any disability, impairment, or language barrier.